【3.15特别话题】大家在各大银行金融业都踩过哪些坑？一起来说说避坑指南...
<div class="wx_rich_media_content" id="jsWxContainer"><section style="outline: 0px;letter-spacing: 0.544px;color: rgb(0, 0, 0);font-size: medium;list-style: none;background-color: rgb(252, 253, 254);font-family: -apple-system-font, BlinkMacSystemFont, Arial, sans-serif;" data-mpa-powered-by="yiban.io"><p style="text-align: center;"><span class="wxart_image" wx-style="display:inline-block;"></span></p></section><section style="outline: 0px;letter-spacing: 0.544px;color: rgb(0, 0, 0);font-size: medium;list-style: none;background-color: rgb(252, 253, 254);font-family: -apple-system-font, BlinkMacSystemFont, Arial, sans-serif;"><section align="center" style="outline: 0px;list-style: none;text-size-adjust: 100%;-webkit-tap-highlight-color: rgba(0, 0, 0, 0);-webkit-font-smoothing: antialiased;cursor: pointer;border-width: 0px;border-style: initial;border-color: initial;color: rgb(62, 62, 62);text-align: -webkit-center;font-family: Helvetica, Arial, STHeiTi, sans-serif;"><span style="outline: 0px;color: rgb(255, 0, 0);text-shadow: rgb(255, 192, 0) 2px 2px 10px;"><strong style="outline: 0px;list-style: none;text-size-adjust: 100%;-webkit-tap-highlight-color: rgba(0, 0, 0, 0);-webkit-font-smoothing: antialiased;cursor: pointer;"><span style="outline: 0px;list-style: none;font-size: 18px;text-size-adjust: 100%;-webkit-font-smoothing: antialiased;cursor: pointer;"><strong style="outline: 0px;list-style: none;">注意！</strong></span></strong></span></section><section align="center" style="outline: 0px;list-style: none;text-size-adjust: 100%;-webkit-tap-highlight-color: rgba(0, 0, 0, 0);-webkit-font-smoothing: antialiased;cursor: pointer;border-width: 0px;border-style: initial;border-color: initial;color: rgb(62, 62, 62);text-align: -webkit-center;font-family: Helvetica, Arial, STHeiTi, sans-serif;"><span style="outline: 0px;list-style: none;color: rgb(33, 33, 34);"><strong style="outline: 0px;list-style: none;"><span style="outline: 0px;list-style: none;font-size: 16px;font-family: 微软雅黑, "Microsoft YaHei";"><strong style="outline: 0px;list-style: none;">晚8点红包到账记录</strong></span></strong></span></section><section align="center" style="outline: 0px;list-style: none;text-size-adjust: 100%;-webkit-tap-highlight-color: rgba(0, 0, 0, 0);-webkit-font-smoothing: antialiased;cursor: pointer;border-width: 0px;border-style: initial;border-color: initial;color: rgb(62, 62, 62);text-align: -webkit-center;font-family: Helvetica, Arial, STHeiTi, sans-serif;"><span style="outline: 0px;list-style: none;color: rgb(33, 33, 34);"><strong style="outline: 0px;list-style: none;"><span style="outline: 0px;list-style: none;font-size: 16px;font-family: 微软雅黑, "Microsoft YaHei";"><strong style="outline: 0px;list-style: none;">请在“天天领红包”奖励金里查看哦！</strong></span></strong></span></section><p style="text-align:center;outline: 0px;vertical-align: inherit;list-style: none;"><br></p></section><section data-role="paragraph" style="outline: 0px; list-style: none;"><p style="letter-spacing: 0.544px; color: rgb(51, 51, 51); font-family: -apple-system-font, BlinkMacSystemFont, Arial, sans-serif; font-size: 17px; background-color: rgb(252, 253, 254); text-align: center; outline: 0px; vertical-align: inherit; list-style: none;"><span class="wxart_image" wx-style="display:inline-block;box-sizing: border-box;outline: 0px;vertical-align: inherit;width: 156px !important;visibility: visible !important;"></span></p><p style="letter-spacing: 1.5px; color: rgb(51, 51, 51); font-family: -apple-system-font, BlinkMacSystemFont, Arial, sans-serif; font-size: 17px; background-color: rgb(252, 253, 254); text-align: center; outline: 0px; vertical-align: inherit; list-style: none; line-height: 1.75em;"><span style="outline: 0px;list-style: none;text-shadow: rgb(255, 192, 0) 2px 2px 10px;color: rgb(255, 0, 0);"><strong style="outline: 0px;list-style: none;">大家在各大银行金融业都踩过哪些坑？</strong></span></p><p style="letter-spacing: 1.5px; color: rgb(51, 51, 51); font-family: -apple-system-font, BlinkMacSystemFont, Arial, sans-serif; font-size: 17px; background-color: rgb(252, 253, 254); text-align: center; outline: 0px; vertical-align: inherit; list-style: none; line-height: 1.75em;"><span style="outline: 0px;list-style: none;text-shadow: rgb(255, 192, 0) 2px 2px 10px;color: rgb(255, 0, 0);"><strong style="outline: 0px;list-style: none;">一起来说说避坑指南...</strong></span></p><p style="letter-spacing: 1.5px; color: rgb(51, 51, 51); font-family: -apple-system-font, BlinkMacSystemFont, Arial, sans-serif; font-size: 17px; background-color: rgb(252, 253, 254); text-align: center; outline: 0px; vertical-align: inherit; list-style: none; line-height: 1.75em;"><span style="outline: 0px;list-style: none;text-shadow: rgb(255, 192, 0) 2px 2px 10px;color: rgb(255, 0, 0);"><strong style="outline: 0px;list-style: none;"></strong></span></p><p style="letter-spacing: 1.5px; color: rgb(51, 51, 51); font-family: -apple-system-font, BlinkMacSystemFont, Arial, sans-serif; font-size: 17px; background-color: rgb(252, 253, 254); text-align: center; outline: 0px; vertical-align: inherit; list-style: none; line-height: 1.75em;"><span style="outline: 0px;list-style: none;text-shadow: rgb(255, 192, 0) 2px 2px 10px;color: rgb(255, 0, 0);"><strong style="outline: 0px;list-style: none;">小编先来：</strong></span></p><p style="background-color: rgb(252, 253, 254); text-align: center; outline: 0px; vertical-align: inherit; list-style: none; line-height: 1.75em;"><font color="#ff0000" face="-apple-system-font, BlinkMacSystemFont, Arial, sans-serif"><span style="font-size: 15px; letter-spacing: 1.5px;">现如今可以说只要你是个人，</span></font></p><p style="background-color: rgb(252, 253, 254); text-align: center; outline: 0px; vertical-align: inherit; list-style: none; line-height: 1.75em;"><font color="#ff0000" face="-apple-system-font, BlinkMacSystemFont, Arial, sans-serif"><span style="font-size: 15px; letter-spacing: 1.5px;">你就会和银行打交道。</span></font></p><p style="background-color: rgb(252, 253, 254); text-align: center; outline: 0px; vertical-align: inherit; list-style: none; line-height: 1.75em;"><span style="letter-spacing: 1.5px;"><font face="微软雅黑" size="3" color="#ff0000">现在越来越多的人</font></span></p><p style="background-color: rgb(252, 253, 254); text-align: center; outline: 0px; vertical-align: inherit; list-style: none; line-height: 1.75em;"><span style="letter-spacing: 1.5px;"><font face="微软雅黑" size="3" color="#ff0000">愿意去银行贷款买房、买车，</font></span></p><p style="background-color: rgb(252, 253, 254); text-align: center; outline: 0px; vertical-align: inherit; list-style: none; line-height: 1.75em;"><span style="letter-spacing: 1.5px;"><font face="微软雅黑" size="3" color="#ff0000">然后进行分期还贷款。</font></span></p><p style="background-color: rgb(252, 253, 254); text-align: center; outline: 0px; vertical-align: inherit; list-style: none; line-height: 1.75em;"><span style="letter-spacing: 1.5px;"><font face="微软雅黑" size="3" color="#ff0000">如果你有钱，想提前把贷款还清，</font></span></p><p style="background-color: rgb(252, 253, 254); text-align: center; outline: 0px; vertical-align: inherit; list-style: none; line-height: 1.75em;"><span style="letter-spacing: 1.5px;"><font face="微软雅黑" size="3" color="#ff0000">你就需要支付一笔违约金。</font></span></p><p style="background-color: rgb(252, 253, 254); text-align: center; outline: 0px; vertical-align: inherit; list-style: none; line-height: 1.75em;"><span style="letter-spacing: 1.5px;"><font face="微软雅黑" size="3" color="#ff0000">以房贷为例，你在办住房贷款的时候，</font></span></p><p style="background-color: rgb(252, 253, 254); text-align: center; outline: 0px; vertical-align: inherit; list-style: none; line-height: 1.75em;"><span style="letter-spacing: 1.5px;"><font face="微软雅黑" size="3" color="#ff0000">贷款合同都会规定提前还款怎么收取违约金。</font></span></p><p style="background-color: rgb(252, 253, 254); text-align: center; outline: 0px; vertical-align: inherit; list-style: none; line-height: 1.75em;"><span style="letter-spacing: 1.5px;"><font face="微软雅黑" size="3" color="#ff0000">一般有两种形式：</font></span></p><p style="background-color: rgb(252, 253, 254); text-align: center; outline: 0px; vertical-align: inherit; list-style: none; line-height: 1.75em;"><span style="letter-spacing: 1.5px;"><font face="微软雅黑" size="3" color="#ff0000">1）在合同中明确规定，</font></span></p><p style="background-color: rgb(252, 253, 254); text-align: center; outline: 0px; vertical-align: inherit; list-style: none; line-height: 1.75em;"><span style="letter-spacing: 1.5px;"><font face="微软雅黑" size="3" color="#ff0000">违约后要交多少违约金；</font></span></p><p style="background-color: rgb(252, 253, 254); text-align: center; outline: 0px; vertical-align: inherit; list-style: none; line-height: 1.75em;"><span style="letter-spacing: 1.5px;"><font face="微软雅黑" size="3" color="#ff0000">2）明确规定，违约后按一定比例收取违约金，</font></span></p><p style="background-color: rgb(252, 253, 254); text-align: center; outline: 0px; vertical-align: inherit; list-style: none; line-height: 1.75em;"><span style="letter-spacing: 1.5px;"><font face="微软雅黑" size="3" color="#ff0000">这一比例一般为1%到3%。</font></span></p><p style="background-color: rgb(252, 253, 254); text-align: center; outline: 0px; vertical-align: inherit; list-style: none; line-height: 1.75em;"><span style="letter-spacing: 1.5px;"><font face="微软雅黑" size="3" color="#ff0000">所以在到银行办理贷款时，</font></span></p><p style="background-color: rgb(252, 253, 254); text-align: center; outline: 0px; vertical-align: inherit; list-style: none; line-height: 1.75em;"><span style="letter-spacing: 1.5px;"><font face="微软雅黑" size="3" color="#ff0000">一定要看清对于违约金的规定。</font></span></p><p style="background-color: rgb(252, 253, 254); text-align: center; outline: 0px; vertical-align: inherit; list-style: none; line-height: 1.75em;"><font face="微软雅黑" size="3" color="#ff0000">一不小心就有可能踩坑...</font></p><p style="letter-spacing: 1.5px; font-family: -apple-system-font, BlinkMacSystemFont, Arial, sans-serif; background-color: rgb(252, 253, 254); text-align: center; outline: 0px; vertical-align: inherit; list-style: none; line-height: 1.75em;"><span style="color:#ff0000;"><span style="font-size: 15px;">你呢？</span></span></p><p style="letter-spacing: 1.5px; font-family: -apple-system-font, BlinkMacSystemFont, Arial, sans-serif; background-color: rgb(252, 253, 254); text-align: center; outline: 0px; vertical-align: inherit; list-style: none; line-height: 1.75em;"><span style="color:#ff0000;"><span style="font-size: 15px;">有踩过什么坑吗？</span></span></p><p style="letter-spacing: 1.5px; font-family: -apple-system-font, BlinkMacSystemFont, Arial, sans-serif; background-color: rgb(252, 253, 254); text-align: center; outline: 0px; vertical-align: inherit; list-style: none; line-height: 1.75em;"><span style="color:#ff0000;"><span style="font-size: 15px;">有什么避坑指南能给大家分享吗？</span></span></p><p style="letter-spacing: 1.5px; color: rgb(51, 51, 51); font-family: -apple-system-font, BlinkMacSystemFont, Arial, sans-serif; font-size: 17px; background-color: rgb(252, 253, 254); text-align: center; outline: 0px; vertical-align: inherit; list-style: none; line-height: 1.75em;"><span style="font-size: 15px;color: rgb(255, 0, 0);"></span></p><section data-id="undefined" style="letter-spacing: 0.544px; color: rgb(0, 0, 0); font-family: -apple-system-font, BlinkMacSystemFont, Arial, sans-serif; font-size: medium; background-color: rgb(252, 253, 254); outline: 0px;"><section data-width="100%" style="outline: 0px;width: 100%;"><section style="outline: 0px;text-align: center;"><section style="outline: 0px;width: 4em;display: inline-block;"><span class="wxart_image" wx-style="display:inline-block;box-sizing: border-box;outline: 0px;vertical-align: inherit;display: block;width: 4em !important;visibility: visible !important;"></span></section></section></section></section><section data-id="undefined" style="letter-spacing: 0.544px; color: rgb(0, 0, 0); font-family: -apple-system-font, BlinkMacSystemFont, Arial, sans-serif; font-size: medium; background-color: rgb(252, 253, 254); outline: 0px;"><section style="padding: 5px;outline: 0px;color: rgb(51, 51, 51);"><section style="outline: 0px;box-shadow: rgb(211, 211, 211) 0px 0px 6px;border-width: 1px;border-style: solid;border-color: rgb(229, 229, 229);border-radius: 20px;"><section style="padding-top: 2em;outline: 0px;"><section data-width="100%" style="outline: 0px;width: 100%;height: 1px;border-bottom: 1px solid rgb(229, 229, 229);overflow: hidden;"><br data-filtered="filtered" style="outline: 0px;"></section><section data-width="100%" style="margin: 0.5em auto;outline: 0px;width: 100%;height: 1px;border-bottom: 1px solid rgb(229, 229, 229);overflow: hidden;"><br data-filtered="filtered" style="outline: 0px;"></section><section data-width="100%" style="outline: 0px;width: 100%;height: 1px;border-bottom: 1px solid rgb(229, 229, 229);overflow: hidden;"><br data-filtered="filtered" style="outline: 0px;"></section></section><section style="margin-top: -1.5em;outline: 0px;text-align: center;"><section data-brushtype="text" style="padding-right: 15px;padding-left: 15px;outline: 0px;font-size: 20px;display: inline-block;background: rgb(255, 255, 255);"><span style="outline: 0px;color: rgb(0, 0, 0);"><strong style="outline: 0px;">晚8点红包规则</strong></span></section></section><section style="padding: 2em 1em;outline: 0px;"><section style="padding-top: 2em;outline: 0px;"><section style="outline: 0px;display: flex;justify-content: center;align-items: center;"><section style="outline: 0px;width: 28px;height: 28px;border-width: 1px;border-style: solid;border-color: rgb(229, 229, 229);border-radius: 100%;"><section style="margin: 4px auto;outline: 0px;width: 18px;"><span class="wxart_image" wx-style="display:inline-block;box-sizing: border-box;outline: 0px;vertical-align: inherit;display: block;width: 100%;visibility: visible !important;"></span></section></section><section data-autoskip="1" style="margin-right: 2em;margin-left: 2em;outline: 0px;text-align: center;font-size: 14px;"><p style="text-align:justify;outline: 0px;vertical-align: inherit;list-style: none;"><span style="outline: 0px;text-shadow: rgb(255, 192, 0) 2px 2px 10px;color: rgb(255, 0, 0);"><strong style="outline: 0px;list-style: none;"><span style="text-shadow: rgb(255, 192, 0) 2px 2px 10px;outline: 0px;list-style: none;font-size: 15px;"><strong style="outline: 0px;list-style: none;">一、福利时间</strong></span></strong></span></p><p style="text-align:justify;outline: 0px;vertical-align: inherit;list-style: none;"><span style="outline: 0px;list-style: none;font-size: 15px;"><strong style="outline: 0px;list-style: none;">晚20:00—00:00均可领取现金红包</strong></span></p><p style="text-align:justify;outline: 0px;vertical-align: inherit;list-style: none;"><br></p><p style="text-align:justify;outline: 0px;vertical-align: inherit;list-style: none;"><span style="outline: 0px;text-shadow: rgb(255, 192, 0) 2px 2px 10px;color: rgb(255, 0, 0);"><strong style="outline: 0px;list-style: none;"><span style="text-shadow: rgb(255, 192, 0) 2px 2px 10px;outline: 0px;list-style: none;font-size: 15px;"><strong style="outline: 0px;list-style: none;">二、参与方式</strong></span></strong></span></p><p style="text-align:justify;outline: 0px;vertical-align: inherit;list-style: none;"><span style="outline: 0px;list-style: none;font-size: 15px;"><strong style="outline: 0px;list-style: none;">晚20:00—00:00回复当天【晚8点红包】贴</strong></span></p><p style="text-align:justify;outline: 0px;vertical-align: inherit;list-style: none;"><span style="outline: 0px;list-style: none;font-size: 15px;"><strong style="outline: 0px;list-style: none;">即可</strong></span><strong style="outline: 0px;list-style: none;font-size: 15px;caret-color: red;">领取现金红包</strong><strong style="outline: 0px;list-style: none;caret-color: red;font-size: 15px;">（必须在手机客户端参与哦）</strong></p><p style="text-align:justify;outline: 0px;vertical-align: inherit;list-style: none;"><br></p><p style="text-align:justify;outline: 0px;vertical-align: inherit;list-style: none;"><span style="outline: 0px;text-shadow: rgb(255, 192, 0) 2px 2px 10px;color: rgb(255, 0, 0);"><strong style="outline: 0px;list-style: none;"><span style="text-shadow: rgb(255, 192, 0) 2px 2px 10px;outline: 0px;list-style: none;font-size: 15px;"><strong style="outline: 0px;list-style: none;">三、友情提示</strong></span></strong></span></p><p style="text-align:justify;outline: 0px;vertical-align: inherit;list-style: none;"><span style="outline: 0px;list-style: none;font-size: 15px;"><strong style="outline: 0px;list-style: none;">恶意灌水/答非所问 无效</strong></span></p><p style="text-align:justify;outline: 0px;vertical-align: inherit;list-style: none;"><span style="outline: 0px;list-style: none;font-size: 15px;"><strong style="outline: 0px;list-style: none;">未在规定时间内回复 无效</strong></span></p></section><section style="outline: 0px;width: 28px;height: 28px;border-width: 1px;border-style: solid;border-color: rgb(229, 229, 229);border-radius: 100%;"><section style="margin: 4px auto;outline: 0px;width: 18px;"><span class="wxart_image" wx-style="display:inline-block;box-sizing: border-box;outline: 0px;vertical-align: inherit;display: block;width: 100%;transform: rotate(180deg);visibility: visible !important;"></span></section></section></section></section></section></section></section></section><p style="letter-spacing: 0.544px; color: rgb(51, 51, 51); font-family: -apple-system-font, BlinkMacSystemFont, Arial, sans-serif; font-size: 17px; background-color: rgb(252, 253, 254); text-align: center; outline: 0px; vertical-align: inherit; list-style: none;"><br></p><p style="letter-spacing: 0.544px; color: rgb(51, 51, 51); font-family: -apple-system-font, BlinkMacSystemFont, Arial, sans-serif; font-size: 17px; background-color: rgb(252, 253, 254); text-align: center; outline: 0px; vertical-align: inherit; list-style: none;"><span style="outline: 0px;color: rgb(255, 0, 0);"><strong style="outline: 0px;"><span style="outline: 0px;list-style: none;font-size: 16px;font-family: 微软雅黑, "Microsoft YaHei";">3.15特别话题</span></strong></span><strong style="color: rgb(255, 0, 0); letter-spacing: 0.544px; outline: 0px;"><span style="outline: 0px;list-style: none;font-size: 16px;font-family: 微软雅黑, "Microsoft YaHei";">红包领取时间段：</span></strong></p><p style="letter-spacing: 0.544px; color: rgb(51, 51, 51); font-family: -apple-system-font, BlinkMacSystemFont, Arial, sans-serif; font-size: 17px; background-color: rgb(252, 253, 254); text-align: center; outline: 0px; vertical-align: inherit; list-style: none;"><span style="outline: 0px;color: rgb(255, 0, 0);"><strong style="outline: 0px;"><span style="outline: 0px;list-style: none;font-size: 16px;font-family: 微软雅黑, "Microsoft YaHei";">（即刻起--3月13日23：59分）</span></strong></span></p><p style="letter-spacing: 0.544px; color: rgb(51, 51, 51); font-family: -apple-system-font, BlinkMacSystemFont, Arial, sans-serif; font-size: 17px; background-color: rgb(252, 253, 254); text-align: center; outline: 0px; vertical-align: inherit; list-style: none;"><span style="outline: 0px; color: rgb(255, 0, 0);"><strong style="outline: 0px;"><span style="outline: 0px; list-style: none; font-size: 16px; font-family: 微软雅黑, "Microsoft YaHei";"><br></span></strong></span></p><p style="letter-spacing: 0.544px; color: rgb(51, 51, 51); font-family: -apple-system-font, BlinkMacSystemFont, Arial, sans-serif; font-size: 17px; background-color: rgb(252, 253, 254); text-align: center; outline: 0px; vertical-align: inherit; list-style: none;"><span style="outline: 0px; color: rgb(255, 0, 0);"><strong style="outline: 0px;"><span style="outline: 0px; list-style: none; font-size: 16px; font-family: 微软雅黑, "Microsoft YaHei";">注意！</span></strong></span></p><p style="letter-spacing: 0.544px; color: rgb(51, 51, 51); font-family: -apple-system-font, BlinkMacSystemFont, Arial, sans-serif; font-size: 17px; background-color: rgb(252, 253, 254); text-align: center; outline: 0px; vertical-align: inherit; list-style: none;"><strong style="color: rgb(255, 0, 0); letter-spacing: 0.544px; outline: 0px;"><span style="outline: 0px; list-style: none; font-size: 16px; font-family: 微软雅黑, "Microsoft YaHei";">一定要在评论过后</span></strong></p><p style="letter-spacing: 0.544px; color: rgb(51, 51, 51); font-family: -apple-system-font, BlinkMacSystemFont, Arial, sans-serif; font-size: 17px; background-color: rgb(252, 253, 254); text-align: center; outline: 0px; vertical-align: inherit; list-style: none;"><strong style="color: rgb(255, 0, 0); letter-spacing: 0.544px; outline: 0px;"><span style="outline: 0px; list-style: none; font-size: 16px; font-family: 微软雅黑, "Microsoft YaHei";">来领取</span></strong><strong style="letter-spacing: 0.544px; color: rgb(255, 0, 0); outline: 0px;"><span style="outline: 0px; list-style: none; font-size: 16px; font-family: 微软雅黑, "Microsoft YaHei";">现金红包哦！</span></strong></p><p style="letter-spacing: 0.544px; color: rgb(51, 51, 51); font-family: -apple-system-font, BlinkMacSystemFont, Arial, sans-serif; font-size: 17px; background-color: rgb(252, 253, 254); text-align: center; outline: 0px; vertical-align: inherit; list-style: none;"><span style="outline: 0px;list-style: none;text-shadow: rgb(255, 192, 0) 2px 2px 10px;color: rgb(255, 0, 0);font-family: 微软雅黑, "Microsoft YaHei";"><strong style="outline: 0px;list-style: none;"><strong style="outline: 0px;list-style: none;">转发至朋友圈可额外领取荣耀币</strong></strong></span></p><p style="letter-spacing: 1.5px; color: rgb(51, 51, 51); font-family: -apple-system-font, BlinkMacSystemFont, Arial, sans-serif; font-size: 17px; background-color: rgb(252, 253, 254); text-align: center; outline: 0px; vertical-align: inherit; list-style: none; line-height: 2em;"><span style="outline: 0px;list-style: none;font-size: 12px;"><strong style="outline: 0px;list-style: none;">（提示：红包已被隐藏，回复之后就能看到红包）</strong></span></p><p style="letter-spacing: 1.5px; color: rgb(51, 51, 51); font-family: -apple-system-font, BlinkMacSystemFont, Arial, sans-serif; font-size: 17px; background-color: rgb(252, 253, 254); text-align: 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none;">参与活动拿红包，请速速入群</strong></span></p></section><section data-role="paragraph"><p style="text-align: center; vertical-align: inherit;"><img src="http://www.yewn.cn/data/attachment/forum/202203/09/100428zspsssnrmpqjpqsr.png"></p></section><section data-role="paragraph"><p style="vertical-align:inherit;"><br></p></section><section data-role="paragraph"><p style="vertical-align:inherit;"><br></p></section><p><br></p></div><p></p> 远离银行的各种理财产品，现在的银行感觉都变味啦，去银行办业务还要长好多心眼，弄不好就入坑啦！ 很讨厌农行推荐的存款变保险，信用卡年费就是不合理的一些关系+套路。带上到期存单+身份证，难道没有人脸识别通不过，业务就不能办了{:qqemoji14:} 促销各种保险款存款 银行的各种保险，太坑了 各种各样的保险活动 银行到没有踩坑就是制度死板 暂时没有踩坑，因为很少接触银行 银行现在是独大，存到银行的钱一定要看清，要不就一不小心进坑了，给你弄成理财产品， 存款变理财，好多人尤其是年龄大的都被坑。 这个投资方式的本质类似于基金，都是把钱交给金融机构让它们投资债券、股票、现金、基金等等，然后赚到钱与投资者们分享收益。
基金有货币基金、债券基金、股票基金等等，银行理财涵盖的范围也是很广阔的，既存在主投现金，债券的偏低风险产品，也存在主投股票等权益类资产的高风险产品。