刚刚！LPR下调15个基点！首套房贷款利率可低至4.1%！
<div class="wx_rich_media_content" id="jsWxContainer"><p style="margin-bottom: 0em; outline: 0px; max-width: 100%; clear: both; min-height: 1em; color: rgb(34, 34, 34); font-size: 17px; letter-spacing: 0.544px; text-align: center; visibility: visible; font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif; box-sizing: border-box !important;"><br></p><p><br></p><section data-role="outer" label="edit by 135editor"><section data-role="paragraph"><p style="line-height: 1.75em;margin-left: 10px;margin-right: 10px;">刚刚！LPR又又又下降了！</p><p style="line-height: 1.75em;margin-left: 10px;margin-right: 10px;"><br></p><p style="line-height: 1.75em;margin-left: 10px;margin-right: 10px;"><span style="color: rgb(0, 0, 0); text-decoration-style: solid; text-decoration-color: rgb(0, 0, 0); font-family: 微软雅黑, sans-serif;">8月22日，中国人民银行授权全国银行间同业拆借中心公布，2022年8月22日贷款市场报价利率（LPR）为：</span><span style="color: rgb(0, 0, 0); text-decoration-style: solid; text-decoration-color: rgb(0, 0, 0); font-family: 微软雅黑, sans-serif;"><strong><span style="text-decoration-style: solid; text-decoration-color: rgb(0, 0, 0); color: rgb(192, 0, 0);">1年期LPR为3.65%，5年期以上LPR为4.3%。</span></strong></span><span style="color: rgb(0, 0, 0); text-decoration-style: solid; text-decoration-color: rgb(0, 0, 0); font-family: 微软雅黑, sans-serif;">以上LPR在下一次发布LPR之前有效。</span></p><p style="line-height: 1.75em;margin-left: 10px;margin-right: 10px;"><br></p><p style="text-align: center; line-height: 1.75em; margin-left: 10px; margin-right: 10px;"><span style="color: rgb(0, 0, 0); text-decoration-style: solid; text-decoration-color: rgb(0, 0, 0); font-family: 微软雅黑, sans-serif;"><span class="wxart_image" wx-style="display:inline-block;vertical-align:inherit;"></span></span></p><p style="text-align:right;line-height: 1.75em;margin-left: 10px;margin-right: 10px;"><span style="text-decoration-style: solid; text-decoration-color: rgb(0, 0, 0); font-size: 12px; color: rgb(127, 127, 127); font-family: 微软雅黑, sans-serif;">截图来源：中国人民银行</span></p><p style="text-align:right;line-height: 1.75em;margin-left: 10px;margin-right: 10px;"><br></p><p style="line-height: 1.75em;margin-left: 10px;margin-right: 10px;"><span style="color: rgb(0, 0, 0); text-decoration-style: solid; text-decoration-color: rgb(0, 0, 0); font-family: 微软雅黑, sans-serif;">而且，这是继1月和5月之后，今年LPR迎来第三次下降，还是直接“大手笔”下调了15个BP。</span></p><p style="line-height: 1.75em;margin-left: 10px;margin-right: 10px;"><br></p><p style="line-height: 1.75em;margin-left: 10px;margin-right: 10px;"><span style="color: rgb(0, 0, 0); text-decoration-style: solid; text-decoration-color: rgb(0, 0, 0); font-family: 微软雅黑, sans-serif;">值得一提的是，之前央行降低首付贷款利率20个基点，此次LPR下调后间隙效应叠加，<strong><span style="text-decoration-style: solid; text-decoration-color: rgb(0, 0, 0); color: rgb(192, 0, 0);">首套房贷款利率有望低至4.1%</span></strong>，已低于2009年房贷利率的4.156%！</span></p><section data-tools="135编辑器" data-id="115551"><section style="margin: 20px auto;"><section><section style="display: flex;justify-content: flex-start;"><section><section style="box-sizing:border-box;width: 80px;margin-top: -5px;height: auto;" width="80px" data-width="80px"><span class="wxart_image" wx-style="display:inline-block;max-width: 100% !important;box-sizing:border-box;vertical-align:inherit;width: 100%;display: block;"></span></section></section></section><section style="background-color: rgb(242, 242, 242); margin-top: -10px; padding-top: 10px; padding-bottom: 10px; box-sizing: border-box;"><section style="padding: 25px 20px 20px;box-sizing: border-box;" hm_fix="404:695"><section data-autoskip="1" style="text-align: justify; line-height: 1.75em; letter-spacing: 1.5px; color: rgb(63, 63, 63); background: transparent;"><p style="line-height: 1.75em;margin-left: 10px;margin-right: 10px;"><span style="color: rgb(0, 0, 0); text-decoration-style: solid; text-decoration-color: rgb(0, 0, 0); font-family: 微软雅黑, sans-serif;">如果房贷利率下调，可以省下多少钱呢？</span></p><p style="line-height: 1.75em;margin-left: 10px;margin-right: 10px;"><br></p><p style="line-height: 1.75em;margin-left: 10px;margin-right: 10px;"><span style="color: rgb(0, 0, 0); text-decoration-style: solid; text-decoration-color: rgb(0, 0, 0); font-family: 微软雅黑, sans-serif;">按照<strong><span style="text-decoration-style: solid; text-decoration-color: rgb(0, 0, 0); color: rgb(192, 0, 0);">商贷100万元、贷款30年</span></strong>、等额本息还款方式计算的话，此次LPR下降15个基点，月供将减少88.48元，<strong><span style="text-decoration-style: solid; text-decoration-color: rgb(0, 0, 0); color: rgb(192, 0, 0);">累计30年月供减少3.18万元。</span></strong><span style="text-decoration-style: solid; text-decoration-color: rgb(0, 0, 0); color: rgb(192, 0, 0);"></span></span></p></section></section></section></section></section></section><p style="line-height: 1.75em;margin-left: 10px;margin-right: 10px;"><br></p><p style="line-height: 1.75em;margin-left: 10px;margin-right: 10px;"><span style="color: rgb(0, 0, 0); text-decoration-style: solid; text-decoration-color: rgb(0, 0, 0); font-family: 微软雅黑, sans-serif;">其实，在央行正式公布LPR下调之前，银行降息的信号早已满天飞。</span></p><p style="line-height: 1.75em;margin-left: 10px;margin-right: 10px;"><br></p><p style="line-height: 1.75em;margin-left: 10px;margin-right: 10px;"><span style="color: rgb(0, 0, 0); text-decoration-style: solid; text-decoration-color: rgb(0, 0, 0); font-family: 微软雅黑, sans-serif;">早在8月15日，央行宣布中期借贷便利（MLF）操作和公开市场逆回购操作的中标利率均下降10个基点。有业内人士表示，作为这个月LPR的重要参考，MLF下降也就意味着，LPR下调的概率也会很大！</span></p><p style="line-height: 1.75em;margin-left: 10px;margin-right: 10px;"><br></p><p style="line-height: 1.75em;margin-left: 10px;margin-right: 10px;"><span class="wxart_image" wx-style="display:inline-block;max-width: 100% !important;box-sizing:border-box;text-align: center;caret-color: red;vertical-align: inherit;width: 100%;"></span><br></p><p style="text-align:right;line-height: 1.75em;margin-left: 10px;margin-right: 10px;"><span style="text-decoration-style: solid; text-decoration-color: rgb(0, 0, 0); font-size: 12px; color: rgb(127, 127, 127); font-family: 微软雅黑, sans-serif;">截图来源：中国人民银行</span></p><p style="line-height: 1.75em;margin-left: 10px;margin-right: 10px;"><span style="color: rgb(0, 0, 0); text-decoration-style: solid; text-decoration-color: rgb(0, 0, 0); font-family: 微软雅黑, sans-serif;">可以说，此轮LPR下调，也算是预料之中的事。</span></p><p style="line-height: 1.75em;margin-left: 10px;margin-right: 10px;"><br></p><p style="line-height: 1.75em;margin-left: 10px;margin-right: 10px;"><span style="color: rgb(0, 0, 0); text-decoration-style: solid; text-decoration-color: rgb(0, 0, 0); font-family: 微软雅黑, sans-serif;">下调LPR，一直被作为提振市场、刺激消费的重要工具，它会直接降低房贷，刺激住房消费需求，进而提升楼市的活跃度。</span></p><p style="line-height: 1.75em;margin-left: 10px;margin-right: 10px;"><br></p><p style="line-height: 1.75em;margin-left: 10px;margin-right: 10px;"><span style="color: rgb(0, 0, 0); text-decoration-style: solid; text-decoration-color: rgb(0, 0, 0); font-family: 微软雅黑, sans-serif;">此轮LPR下调，刚需购房者的首付压力、还贷压力会得到明显缓解，多重利好叠加之下， 你会考虑在这时候买房吗？欢迎留言讨论。</span></p><p style="line-height: 1.75em;margin-left: 10px;margin-right: 10px;"><br></p><p style="line-height: 1.75em;margin-left: 10px;margin-right: 10px;"><br></p><section data-role="paragraph" style="outline: 0px; 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margin-left: 4px; list-style: none; font-family: 微软雅黑; font-size: 14px; letter-spacing: normal; background-color: rgb(252, 253, 254); text-align: center;"><ignore_js_op style="list-style: none;"><img width="200" src="https://www.yewn.cn/data/attachment/forum/202112/06/174114mo70mcoadj0e6i97.jpg" border="0" alt=""></ignore_js_op></p></section></section></section></section></section></section></div> 房子实在卖不动了，还是买不起 好事情吧！ 确实是好事情 好事情啊不错 为了刺激市场消费 这几年谨慎购房 一定要看好自己的钱袋子 利率下调！！好事情啊 确实是好事情
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