银行卡每天交易限额5000元？最新回应来了！
<div class="wx_rich_media_content" id="jsWxContainer"><p style='display:none;' data-tools="西瓜插件，运行于电脑浏览器上的插件，可在公众号后台找优质文章素材，一键美化排版，检测文章违规，查看任意公众号粉丝阅读数" data-label="Power by：chajian.xiguaji.com" data-mpa-powered-by="yiban.io"><br></p><p style='display:none;' data-tools="西瓜插件，运行于电脑浏览器上的插件，可在公众号后台找优质文章素材，一键美化排版，检测文章违规，查看任意公众号粉丝阅读数" data-label="Power by：chajian.xiguaji.com"><br></p><section data-role="paragraph"><section data-role="outer" label="edit by 135editor" data-mpa-powered-by="yiban.io" style='outline: 0px; max-width: 100%; caret-color: rgb(34, 34, 34); color: rgb(34, 34, 34); font-family: system-ui, -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; letter-spacing: 0.544px; text-size-adjust: auto; visibility: visible; box-sizing: border-box !important;'><section style='outline: 0px; max-width: 100%; text-align: center; line-height: 1.75em; visibility: visible; box-sizing: border-box !important;'><span style='outline: 0px; max-width: 100%; color: rgb(0, 122, 170); visibility: visible; font-size: 16px; box-sizing: border-box !important;'><strong style='outline: 0px; max-width: 100%; visibility: visible; box-sizing: border-box !important;'>银行卡每天交易限额5000元？</strong></span></section><section style='outline: 0px; max-width: 100%; text-align: center; line-height: 1.75em; visibility: visible; box-sizing: border-box !important;'><span style='outline: 0px; max-width: 100%; visibility: visible; font-size: 16px; box-sizing: border-box !important;'>近日</span></section><section style='outline: 0px; max-width: 100%; text-align: center; line-height: 1.75em; visibility: visible; box-sizing: border-box !important;'><span style='outline: 0px; max-width: 100%; visibility: visible; font-size: 16px; box-sizing: border-box !important;'>有北京地区银行机构传出</span></section><section style='outline: 0px; max-width: 100%; text-align: center; line-height: 1.75em; visibility: visible; box-sizing: border-box !important;'><span style='outline: 0px; max-width: 100%; visibility: visible; font-size: 16px; box-sizing: border-box !important;'>对Ⅰ类账户设置了交易限额</span></section><section style='outline: 0px; max-width: 100%; text-align: center; line-height: 1.75em; visibility: visible; box-sizing: border-box !important;'><span style='outline: 0px; max-width: 100%; color: rgb(0, 122, 170); visibility: visible; font-size: 16px; box-sizing: border-box !important;'>非柜面所有渠道的交易额度</span></section><section style='outline: 0px; max-width: 100%; text-align: center; line-height: 1.75em; visibility: visible; box-sizing: border-box !important;'><span style='outline: 0px; max-width: 100%; color: rgb(0, 122, 170); visibility: visible; font-size: 16px; box-sizing: border-box !important;'>每天上限为5000元</span></section><section style='outline: 0px; max-width: 100%; text-align: center; line-height: 1.75em; visibility: visible; box-sizing: border-box !important;'><span style='outline: 0px; max-width: 100%; visibility: visible; font-size: 16px; box-sizing: border-box !important;'>消息引发网友关注</span></section><section style='outline: 0px; max-width: 100%; text-align: center; line-height: 1.75em; visibility: visible; box-sizing: border-box !important;'><br></section><section style='outline: 0px; max-width: 100%; text-align: center; line-height: 1.75em; visibility: visible; box-sizing: border-box !important;'><span style='outline: 0px; max-width: 100%; visibility: visible; font-size: 16px; box-sizing: border-box !important;'>这到底是怎么回事？</span></section><section style='outline: 0px; max-width: 100%; text-align: center; line-height: 1.75em; visibility: visible; box-sizing: border-box !important;'><span style='outline: 0px; max-width: 100%; visibility: visible; font-size: 16px; box-sizing: border-box !important;'>为什么用自己的钱也要被限？</span></section><section style='outline: 0px; max-width: 100%; text-align: center; line-height: 1.75em; visibility: visible; box-sizing: border-box !important;'><span style='outline: 0px; max-width: 100%; visibility: visible; font-size: 16px; box-sizing: border-box !important;'>Ⅰ类账户又是什么？</span></section><p style='outline: 0px; max-width: 100%; text-align: center; line-height: 1.75em; margin-bottom: 24px; box-sizing: border-box !important;'><span style='font-size: 16px; outline: 0px; max-width: 100%; box-sizing: border-box !important;'>一起来看↓<br style='outline: 0px; max-width: 100%; box-sizing: border-box !important;'></span></p><section data-role="title" data-tools="135编辑器" data-id="107148" style='outline: 0px; max-width: 100%; box-sizing: border-box !important;'><section style='margin-top: 10px; margin-bottom: 10px; outline: 0px; max-width: 100%; text-align: center; box-sizing: border-box !important;'><section style='outline: 0px; max-width: 100%; display: inline-block; box-sizing: border-box !important;'><section style='padding: 3px; outline: 0px; max-width: 100%; box-sizing: border-box; background-color: rgb(79, 129, 189); border-radius: 30px;'><section style='padding: 4px 13px; outline: 0px; max-width: 100%; box-sizing: border-box; border-width: 1px; border-style: dashed; border-color: rgb(255, 255, 255); border-radius: 30px;'><section hm_fix="317:305" style='outline: 0px; max-width: 100%; letter-spacing: 1.5px; color: rgb(255, 255, 255); text-shadow: rgb(79, 129, 189) 1px 1px 0px; box-sizing: border-box !important;'><span style='outline: 0px; max-width: 100%; font-size: 18px; box-sizing: border-box !important;'><strong data-brushtype="text" style='outline: 0px; max-width: 100%; box-sizing: border-box !important;'>“银行卡限额！花自己的钱也被限制？”</strong></span></section><section hm_fix="317:305" style='outline: 0px; max-width: 100%; letter-spacing: 1.5px; color: rgb(255, 255, 255); text-shadow: rgb(79, 129, 189) 1px 1px 0px; box-sizing: border-box !important;'><span style='outline: 0px; max-width: 100%; font-size: 18px; box-sizing: border-box !important;'><strong data-brushtype="text" style='outline: 0px; max-width: 100%; box-sizing: border-box !important;'>多家银行回应</strong></span></section></section></section></section></section></section><section data-role="paragraph" style='outline: 0px; max-width: 100%; box-sizing: border-box !important;'><section style='outline: 0px; max-width: 100%; vertical-align: inherit; box-sizing: border-box !important;'><br></section></section><section style='outline: 0px; max-width: 100%; text-align: center; line-height: 1.75em; box-sizing: border-box !important;'><span style='outline: 0px; max-width: 100%; font-size: 16px; box-sizing: border-box !important;'>近日，不少网友在社交平台上留言</span></section><section style='outline: 0px; max-width: 100%; text-align: center; line-height: 1.75em; box-sizing: border-box !important;'><span style='outline: 0px; max-width: 100%; color: rgb(0, 122, 170); font-size: 16px; box-sizing: border-box !important;'><strong style='outline: 0px; max-width: 100%; box-sizing: border-box !important;'>自己的个人账户交易被限额了</strong></span></section><section style='outline: 0px; max-width: 100%; text-align: center; line-height: 1.75em; box-sizing: border-box !important;'><br></section><section style='outline: 0px; max-width: 100%; text-align: center; line-height: 1.75em; box-sizing: border-box !important;'><span style='outline: 0px; max-width: 100%; color: rgb(79, 129, 189); font-size: 16px; box-sizing: border-box !important;'><strong style='outline: 0px; max-width: 100%; box-sizing: border-box !important;'><span class="wxart_image" wx-style='display:inline-block;padding: 5px;outline: 0px;box-sizing: border-box;vertical-align: inherit;color: rgb(34, 34, 34);font-size: 17px;letter-spacing: 0.544px;background-color: rgb(255, 255, 255);border-width: 2px;border-style: dashed;border-color: rgb(151, 152, 153);border-radius: 0px;font-family: mp-quote, -apple-system-font, BlinkMacSystemFont, Arial, sans-serif;width: 677px;overflow-wrap: break-word !important;visibility: visible !important;'></span></strong></span></section><section data-tools="135编辑器" data-id="95447" style='outline: 0px; max-width: 100%; box-sizing: border-box !important;'><section data-width="100%" style='margin: 1em auto; outline: 0px; max-width: 100%; box-sizing: border-box; width: 677px;'><section style='margin-right: auto; margin-left: auto; outline: 0px; max-width: 100%; box-sizing: border-box; width: 40px; background-color: rgb(254, 254, 254); transform: rotate(0deg);'><span class="wxart_image" wx-style='display:inline-block;margin-right: auto;margin-left: auto;outline: 0px;background-size: 16px;border-radius: 8px;box-sizing: border-box;vertical-align: inherit;display: block;overflow-wrap: break-word !important;height: 18.75px !important;width: 30px !important;'></span></section><section style='margin-top: -10px; padding: 1em; outline: 0px; max-width: 100%; box-sizing: border-box; border-width: 1px; border-style: solid; border-color: rgb(51, 51, 51);'><section data-autoskip="1" style='outline: 0px; max-width: 100%; line-height: 1.75em; letter-spacing: 1.5px; box-sizing: border-box !important;'><section style='outline: 0px; max-width: 100%; vertical-align: inherit; line-height: 1.75em; box-sizing: border-box !important;'><span style='outline: 0px; max-width: 100%; font-size: 16px; box-sizing: border-box !important;'><span style='outline: 0px;max-width: 100%;caret-color: rgb(255, 0, 0);color: rgb(70, 70, 70);font-family: 微软雅黑, "Microsoft YaHei", sans-serif;'>很多人不能理解，“如果是每天5000元的交易限额，那</span><span style='outline: 0px;max-width: 100%;color: rgb(0, 122, 170);'><strong style='outline: 0px; max-width: 100%; box-sizing: border-box !important;'><span style='outline: 0px; max-width: 100%; caret-color: rgb(255, 0, 0); font-family: 微软雅黑, "Microsoft YaHei", sans-serif; box-sizing: border-box !important;'>实在是太少了，也很不方便</span></strong></span><span style='outline: 0px;max-width: 100%;caret-color: rgb(255, 0, 0);color: rgb(70, 70, 70);font-family: 微软雅黑, "Microsoft YaHei", sans-serif;'>。毕竟日常生活中要买一些贵的商品，比如电脑、奢侈品包包可能就超过这个限额，更不用说买房、买车了，实在不是很能理解，</span><span style='outline: 0px;max-width: 100%;color: rgb(0, 122, 170);'><strong style='outline: 0px; max-width: 100%; box-sizing: border-box !important;'><span style='outline: 0px; max-width: 100%; caret-color: rgb(255, 0, 0); font-family: 微软雅黑, "Microsoft YaHei", sans-serif; box-sizing: border-box !important;'>用自己的钱为什么还要搞这么多限制</span></strong><span style='outline: 0px; max-width: 100%; caret-color: rgb(255, 0, 0); font-family: 微软雅黑, "Microsoft YaHei", sans-serif; box-sizing: border-box !important;'>。</span></span><span style='outline: 0px;max-width: 100%;caret-color: rgb(255, 0, 0);color: rgb(70, 70, 70);font-family: 微软雅黑, "Microsoft YaHei", sans-serif;'>”</span></span></section></section></section></section></section><section style='outline: 0px; max-width: 100%; text-align: center; line-height: 1.75em; box-sizing: border-box !important;'><br style='outline: 0px; max-width: 100%; box-sizing: border-box !important;'><span class="wxart_image" wx-style='display:inline-block;padding: 5px;outline: 0px;box-sizing: border-box;vertical-align: inherit;letter-spacing: 0.544px;background-color: rgb(255, 255, 255);border-width: 2px;border-style: dashed;border-color: rgb(151, 152, 153);border-radius: 0px;font-family: mp-quote, -apple-system-font, BlinkMacSystemFont, Arial, sans-serif;width: 677px;overflow-wrap: break-word !important;visibility: visible !important;'></span></section><section style='outline: 0px; max-width: 100%; text-align: center; line-height: 1.75em; box-sizing: border-box !important;'><span class="wxart_image" wx-style='display:inline-block;padding: 5px;outline: 0px;box-sizing: border-box;vertical-align: inherit;letter-spacing: 0.544px;background-color: rgb(255, 255, 255);caret-color: red;border-width: 2px;border-style: dashed;border-color: rgb(151, 152, 153);border-radius: 0px;font-family: mp-quote, -apple-system-font, BlinkMacSystemFont, Arial, sans-serif;width: 677px;overflow-wrap: break-word !important;visibility: visible !important;'></span></section><section style='outline: 0px; max-width: 100%; line-height: 1.75em; box-sizing: border-box !important;'><br></section><section style='outline: 0px; max-width: 100%; text-align: center; line-height: 1.75em; box-sizing: border-box !important;'><span style='outline: 0px; max-width: 100%; font-size: 16px; box-sizing: border-box !important;'>有机智的网友现场解答</span></section><section style='outline: 0px; max-width: 100%; text-align: center; line-height: 1.75em; box-sizing: border-box !important;'><br></section><section style='outline: 0px; max-width: 100%; text-align: center; line-height: 1.75em; box-sizing: border-box !important;'><span class="wxart_image" wx-style='display:inline-block;padding: 5px;outline: 0px;box-sizing: border-box;vertical-align: inherit;color: rgb(0, 0, 0);letter-spacing: 0.544px;background-color: rgb(255, 255, 255);border-width: 2px;border-style: dashed;border-color: rgb(151, 152, 153);border-radius: 0px;font-family: sans-serif;width: 677px;overflow-wrap: break-word !important;visibility: visible !important;'></span></section><section style='outline: 0px; max-width: 100%; line-height: 1.75em; box-sizing: border-box !important;'><br></section><section style='outline: 0px; max-width: 100%; line-height: 1.75em; box-sizing: border-box !important;'><span style='outline: 0px; max-width: 100%; font-size: 16px; box-sizing: border-box !important;'>对此，不少银行从业人员表示：“我们也不想这么麻烦，但是有些人不听劝，<span style='outline: 0px;max-width: 100%;color: rgb(0, 122, 170);'><strong style='outline: 0px; max-width: 100%; box-sizing: border-box !important;'>出了事我们工作人员要负连带责任</strong>。”</span></span></section><section style='outline: 0px; max-width: 100%; line-height: 1.75em; box-sizing: border-box !important;'><br></section><section style='outline: 0px; max-width: 100%; text-align: center; line-height: 1.75em; box-sizing: border-box !important;'><span class="wxart_image" wx-style='display:inline-block;padding: 5px;outline: 0px;box-sizing: border-box;vertical-align: inherit;letter-spacing: 0.544px;background-color: rgb(255, 255, 255);border-width: 2px;border-style: dashed;border-color: rgb(151, 152, 153);border-radius: 0px;font-family: mp-quote, -apple-system-font, BlinkMacSystemFont, Arial, sans-serif;width: 677px;overflow-wrap: break-word !important;visibility: visible !important;'></span></section><section style='outline: 0px; max-width: 100%; line-height: 1.75em; box-sizing: border-box !important;'><br></section><section style='outline: 0px; max-width: 100%; line-height: 1.75em; box-sizing: border-box !important;'><span style='outline: 0px; max-width: 100%; font-size: 16px; box-sizing: border-box !important;'>2月24日，记者以客户身份致电中国银行、中国农业银行、中国工商银行、中国建设银行等多家银行了解相关情况。</span></section><section data-role="outer" label="edit by 135editor" style='outline: 0px; max-width: 100%; box-sizing: border-box !important;'><section data-tools="135编辑器" data-id="123601" style='outline: 0px; max-width: 100%; box-sizing: border-box !important;'><section style='margin: 10px auto; padding: 15px 10px; outline: 0px; max-width: 100%; box-sizing: border-box;'><section style='outline: 0px; max-width: 100%; background-color: rgb(255, 250, 227); transform: rotate(-5deg); box-sizing: border-box !important;'><section data-autoskip="1" style='padding: 15px; outline: 0px; max-width: 100%; line-height: 1.75em; letter-spacing: 1.5px; background-color: rgb(255, 255, 255); border-width: 1px; border-style: solid; border-color: rgb(0, 112, 192); transform: rotate(5deg) translateZ(10px); box-sizing: border-box !important;'><section style='outline: 0px; max-width: 100%; box-sizing: border-box !important;'><span style='font-size: 16px;'><span style='outline: 0px; max-width: 100%; box-sizing: border-box !important;'>多数银行表示，</span><span style='outline: 0px; max-width: 100%; color: rgb(0, 122, 170); box-sizing: border-box !important;'><strong style='outline: 0px; max-width: 100%; box-sizing: border-box !important;'>目前只是对相关银行卡非柜面交易额度做出调整，主要是为了防范电信网络诈骗风险，响应中国人民银行对银行卡实行分类管理的要求。</strong></span></span></section></section></section></section></section></section><p style='outline: 0px; max-width: 100%; line-height: 1.75em; box-sizing: border-box !important;'><br></p><section data-role="title" data-tools="135编辑器" data-id="108124" style='outline: 0px; max-width: 100%; box-sizing: border-box !important;'><section style='outline: 0px; max-width: 100%; box-sizing: border-box !important;'><section style='outline: 0px; max-width: 100%; box-sizing: border-box !important;'><section style='outline: 0px; max-width: 100%; box-sizing: border-box !important;'><section style='outline: 0px; max-width: 100%; box-sizing: border-box !important;'><section data-role="title" data-tools="135编辑器" data-id="107148" style='outline: 0px; max-width: 100%; box-sizing: border-box !important;'><section style='margin-top: 10px; margin-bottom: 10px; outline: 0px; max-width: 100%; text-align: center; box-sizing: border-box !important;'><section style='outline: 0px; max-width: 100%; display: inline-block; box-sizing: border-box !important;'><section style='padding: 3px; outline: 0px; max-width: 100%; box-sizing: border-box; background-color: rgb(79, 129, 189); border-radius: 30px;'><section style='padding: 4px 13px; outline: 0px; max-width: 100%; box-sizing: border-box; border-width: 1px; border-style: dashed; border-color: rgb(255, 255, 255); border-radius: 30px;'><section hm_fix="317:305" style='outline: 0px; max-width: 100%; letter-spacing: 1.5px; color: rgb(255, 255, 255); text-shadow: rgb(79, 129, 189) 1px 1px 0px; box-sizing: border-box !important;'><span style='outline: 0px; max-width: 100%; font-size: 18px; box-sizing: border-box !important;'><strong data-brushtype="text" style='outline: 0px; max-width: 100%; box-sizing: border-box !important;'>银行Ⅰ、Ⅱ、Ⅲ类账户是怎么回事？</strong></span></section></section></section></section></section></section><section data-role="paragraph" style='outline: 0px; max-width: 100%; box-sizing: border-box !important;'><section style='outline: 0px; max-width: 100%; vertical-align: inherit; box-sizing: border-box !important;'><br></section></section></section></section></section></section></section><section style='outline: 0px; max-width: 100%; line-height: 1.75em; box-sizing: border-box !important;'><span style='outline: 0px; max-width: 100%; font-size: 16px; box-sizing: border-box !important;'>2016年，央行发布相关规定，个人在银行开立账户，<span style='outline: 0px;max-width: 100%;color: rgb(0, 122, 170);'><strong style='outline: 0px; max-width: 100%; box-sizing: border-box !important;'>每人在同一家银行，只能开立一个Ⅰ类户</strong></span>，如果已经有Ⅰ类户的，再开户时只能是Ⅱ、Ⅲ类账户。</span></section><section style='outline: 0px; max-width: 100%; line-height: 1.75em; box-sizing: border-box !important;'><br></section><section data-role="outer" label="edit by 135editor" style='outline: 0px; max-width: 100%; box-sizing: border-box !important;'><section data-tools="135编辑器" data-id="123368" style='outline: 0px; max-width: 100%; box-sizing: border-box !important;'><section style='margin-top: 10px; margin-bottom: 10px; outline: 0px; max-width: 100%; box-sizing: border-box !important;'><section style='outline: 0px; max-width: 100%; display: inline-block; box-sizing: border-box !important;'><section style='outline: 0px; max-width: 100%; display: flex; justify-content: center; align-items: center; box-sizing: border-box !important;'><section style='margin-right: 4px; padding: 2px 10px; outline: 0px; max-width: 100%; box-sizing: border-box; background-color: rgb(68, 117, 241);'><section style='outline: 0px; max-width: 100%; letter-spacing: 1.5px; color: rgb(255, 255, 255); box-sizing: border-box !important;'><span style='outline: 0px; max-width: 100%; font-size: 16px; box-sizing: border-box !important;'><strong data-brushtype="text" style='outline: 0px; max-width: 100%; box-sizing: border-box !important;'>银行三类账户有啥区别？</strong></span></section></section></section><section data-width="100%" style='margin-top: 3px; outline: 0px; max-width: 100%; box-sizing: border-box; width: 231.062px; height: 1px; background-color: rgb(11, 67, 209); overflow: hidden;'><br style='outline: 0px; max-width: 100%; box-sizing: border-box !important;'></section></section></section><section style='padding: 30px 25px; outline: 0px; max-width: 100%; box-sizing: border-box; background-color: rgb(243, 245, 251);'><section style='outline: 0px; max-width: 100%; text-align: justify; line-height: 1.75em; letter-spacing: 1.5px; background-color: transparent; box-sizing: border-box !important;'><section data-autoskip="1" style='outline: 0px; max-width: 100%; box-sizing: border-box !important;'><section style='outline: 0px; max-width: 100%; box-sizing: border-box !important;'><span style='outline: 0px; max-width: 100%; font-size: 16px; box-sizing: border-box !important;'><span style='outline: 0px;max-width: 100%;color: rgb(0, 122, 170);'><strong style='outline: 0px; max-width: 100%; box-sizing: border-box !important;'>银行Ⅰ类账户</strong></span>是属于全功能账户，支持办理存款、购买投资理财产品等金融产品，还提供转账、消费和缴费支付、存取现金等服务；</span></section><section style='outline: 0px; max-width: 100%; box-sizing: border-box !important;'><br></section><section style='outline: 0px; max-width: 100%; box-sizing: border-box !important;'><span style='outline: 0px; max-width: 100%; font-size: 16px; box-sizing: border-box !important;'><span style='outline: 0px;max-width: 100%;color: rgb(0, 122, 170);'><strong style='outline: 0px; max-width: 100%; box-sizing: border-box !important;'>银行Ⅱ类账户</strong></span>属于限制功能账户，在进行转账交易的时候有限额。</span></section><section style='outline: 0px; max-width: 100%; box-sizing: border-box !important;'><br></section><section style='outline: 0px; max-width: 100%; box-sizing: border-box !important;'><span style='outline: 0px; max-width: 100%; font-size: 16px; box-sizing: border-box !important;'><span style='outline: 0px;max-width: 100%;color: rgb(0, 122, 170);'><strong style='outline: 0px; max-width: 100%; box-sizing: border-box !important;'>银行Ⅲ类账户</strong></span>可绑定快捷支付、在线消费、缴费等小额支付。</span></section><section style='outline: 0px; max-width: 100%; box-sizing: border-box !important;'><br></section><p style='outline: 0px; max-width: 100%; box-sizing: border-box !important;'><span style='outline: 0px; max-width: 100%; font-size: 16px; box-sizing: border-box !important;'>形象地说，<span style='outline: 0px;max-width: 100%;color: rgb(0, 122, 170);'><strong style='outline: 0px; max-width: 100%; box-sizing: border-box !important;'>Ⅰ、Ⅱ、Ⅲ三类银行账户就像是3个不同资金量的钱包</strong>。</span>其中，Ⅰ类账户是“钱箱”，Ⅱ类账户是“钱夹”，Ⅲ类账户是“零钱包”。</span></p></section></section></section></section></section><section style='outline: 0px; max-width: 100%; text-align: center; box-sizing: border-box !important;'><br></section><section data-role="title" data-tools="135编辑器" data-id="108124" style='outline: 0px; max-width: 100%; box-sizing: border-box !important;'><section style='outline: 0px; max-width: 100%; box-sizing: border-box !important;'><section style='outline: 0px; max-width: 100%; box-sizing: border-box !important;'><section style='outline: 0px; max-width: 100%; box-sizing: border-box !important;'><section style='outline: 0px; max-width: 100%; box-sizing: border-box !important;'><section data-role="title" data-tools="135编辑器" data-id="107148" style='outline: 0px; max-width: 100%; box-sizing: border-box !important;'><section style='margin-top: 10px; margin-bottom: 10px; outline: 0px; max-width: 100%; text-align: center; box-sizing: border-box !important;'><section style='outline: 0px; max-width: 100%; display: inline-block; box-sizing: border-box !important;'><section style='padding: 3px; outline: 0px; max-width: 100%; box-sizing: border-box; background-color: rgb(79, 129, 189); border-radius: 30px;'><section style='padding: 4px 13px; outline: 0px; max-width: 100%; box-sizing: border-box; border-width: 1px; border-style: dashed; border-color: rgb(255, 255, 255); border-radius: 30px;'><section hm_fix="317:305" style='outline: 0px; max-width: 100%; letter-spacing: 1.5px; color: rgb(255, 255, 255); text-shadow: rgb(79, 129, 189) 1px 1px 0px; box-sizing: border-box !important;'><span style='outline: 0px; max-width: 100%; font-size: 18px; box-sizing: border-box !important;'><strong data-brushtype="text" style='outline: 0px; max-width: 100%; box-sizing: border-box !important;'>去年开始，已有多家银行下调限额</strong></span></section></section></section></section></section></section><section data-role="paragraph" style='outline: 0px; max-width: 100%; box-sizing: border-box !important;'><section style='outline: 0px; max-width: 100%; vertical-align: inherit; box-sizing: border-box !important;'><br></section></section></section></section></section></section></section><section style='outline: 0px; max-width: 100%; line-height: 1.75em; box-sizing: border-box !important;'><span style='outline: 0px; max-width: 100%; font-size: 16px; box-sizing: border-box !important;'>非柜面渠道指的是不在银行柜台办理的业务，<span style='outline: 0px;max-width: 100%;color: rgb(0, 122, 170);'><strong style='outline: 0px; max-width: 100%; box-sizing: border-box !important;'>包括网上银行、手机银行、网上快捷支付、销售终端POS机、ATM机和包括支付宝、微信等在内的第三方支付等</strong></span>。</span></section><section style='outline: 0px; max-width: 100%; line-height: 1.75em; box-sizing: border-box !important;'><br></section><section style='outline: 0px; max-width: 100%; line-height: 1.75em; box-sizing: border-box !important;'><span style='outline: 0px; max-width: 100%; font-size: 16px; box-sizing: border-box !important;'><strong style='outline: 0px; max-width: 100%; box-sizing: border-box !important;'>中国银行</strong>客服表示，为预防电信诈骗，银行对Ⅰ类、Ⅱ类银行卡的非柜面交易额度做出调整。</span></section><section style='outline: 0px; max-width: 100%; line-height: 1.75em; box-sizing: border-box !important;'><br></section><section style='outline: 0px; max-width: 100%; line-height: 1.75em; box-sizing: border-box !important;'><span style='outline: 0px; max-width: 100%; font-size: 16px; box-sizing: border-box !important;'><strong style='outline: 0px; max-width: 100%; box-sizing: border-box !important;'>招商银行</strong>客服表示，招行从去年开始陆续对部分客户的非柜面交易进行限额，是为保证客户账户的资金安全，具体调整有所区别。</span></section><section style='outline: 0px; max-width: 100%; line-height: 1.75em; box-sizing: border-box !important;'><br></section><section style='outline: 0px; max-width: 100%; box-sizing: border-box !important;'><span style='outline: 0px; max-width: 100%; font-size: 16px; box-sizing: border-box !important;'>而<strong style='outline: 0px; max-width: 100%; box-sizing: border-box !important;'>华夏银行</strong>客服称，目前尚未出现客户反映非柜面交易额度下调的情况。</span></section><section style='outline: 0px; max-width: 100%; line-height: 1.75em; box-sizing: border-box !important;'><br></section><section data-role="outer" label="edit by 135editor" style='outline: 0px; max-width: 100%; box-sizing: border-box !important;'><section data-tools="135编辑器" data-id="123369" style='outline: 0px; max-width: 100%; box-sizing: border-box !important;'><section style='margin-top: 10px; margin-bottom: 10px; outline: 0px; max-width: 100%; text-align: center; box-sizing: border-box !important;'><section style='margin-bottom: -15px; margin-left: 10px; outline: 0px; max-width: 100%; display: flex; justify-content: flex-start; align-items: flex-end; box-sizing: border-box !important;'><section style='margin-left: 5px; outline: 0px; max-width: 100%; box-sizing: border-box; width: 30px; height: 3px; background-color: rgb(255, 174, 40); overflow: hidden;'><br style='outline: 0px; max-width: 100%; box-sizing: border-box !important;'></section></section></section><section style='padding: 35px 25px 15px; outline: 0px; max-width: 100%; box-sizing: border-box; background-color: rgb(247, 248, 255);'><section style='outline: 0px; max-width: 100%; text-align: justify; line-height: 1.75em; letter-spacing: 1.5px; background-color: transparent; box-sizing: border-box !important;'><section data-autoskip="1" style='outline: 0px; max-width: 100%; box-sizing: border-box !important;'><section style='outline: 0px; max-width: 100%; box-sizing: border-box !important;'><span style='outline: 0px; max-width: 100%; font-size: 16px; box-sizing: border-box !important;'>记者查阅资料发现，去年已有农业银行，浦发银行、光大银行等发布公告，<strong style='outline: 0px; max-width: 100%; box-sizing: border-box !important;'>下调个人账户线上相关业务交易限额，包括线上转账限额及网上支付交易限额等。</strong></span></section><section style='outline: 0px; max-width: 100%; box-sizing: border-box !important;'><br></section><section style='outline: 0px; max-width: 100%; text-align: center; line-height: 1.75em; box-sizing: border-box !important;'><span class="wxart_image" wx-style='display:inline-block;outline: 0px;box-sizing: border-box;vertical-align: inherit;overflow-wrap: break-word !important;width: 578px !important;visibility: visible !important;'></span></section><section style='outline: 0px; max-width: 100%; text-align: center; line-height: 1.75em; box-sizing: border-box !important;'><span style='outline: 0px; max-width: 100%; color: rgb(136, 136, 136); box-sizing: border-box !important;'>△中国农业银行官网截图</span></section></section></section><section style='margin-top: 15px; outline: 0px; max-width: 100%; box-sizing: border-box; width: 627px; height: 1px; background-color: rgb(177, 192, 230); overflow: hidden;'><br></section></section></section></section><section style='outline: 0px; max-width: 100%; text-align: center; line-height: 1.75em; box-sizing: border-box !important;'><br></section></section><section data-role="title" data-tools="135编辑器" data-id="107148" style='outline: 0px; max-width: 100%; caret-color: rgb(34, 34, 34); color: rgb(34, 34, 34); font-family: system-ui, -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; letter-spacing: 0.544px; text-size-adjust: auto; box-sizing: border-box !important;'><section style='margin-top: 10px; margin-bottom: 10px; outline: 0px; max-width: 100%; text-align: center; box-sizing: border-box !important;'><section style='outline: 0px; max-width: 100%; display: inline-block; box-sizing: border-box !important;'><section style='padding: 3px; outline: 0px; max-width: 100%; box-sizing: border-box; background-color: rgb(79, 129, 189); border-radius: 30px;'><section style='padding: 4px 13px; outline: 0px; max-width: 100%; box-sizing: border-box; border-width: 1px; border-style: dashed; border-color: rgb(255, 255, 255); border-radius: 30px;'><section hm_fix="317:305" style='outline: 0px; max-width: 100%; letter-spacing: 1.5px; color: rgb(255, 255, 255); text-shadow: rgb(79, 129, 189) 1px 1px 0px; box-sizing: border-box !important;'><span style='outline: 0px; max-width: 100%; font-size: 18px; box-sizing: border-box !important;'><strong data-brushtype="text" style='outline: 0px; max-width: 100%; box-sizing: border-box !important;'>需要调整限额怎么做？</strong></span></section><section hm_fix="317:305" style='outline: 0px; max-width: 100%; letter-spacing: 1.5px; color: rgb(255, 255, 255); text-shadow: rgb(79, 129, 189) 1px 1px 0px; box-sizing: border-box !important;'><span style='outline: 0px; max-width: 100%; font-size: 18px; box-sizing: border-box !important;'><strong data-brushtype="text" style='outline: 0px; max-width: 100%; box-sizing: border-box !important;'>可以通过这些渠道办理</strong></span></section></section></section></section></section></section><section data-role="paragraph" style='outline: 0px; max-width: 100%; caret-color: rgb(34, 34, 34); color: rgb(34, 34, 34); font-family: system-ui, -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; letter-spacing: 0.544px; text-size-adjust: auto; box-sizing: border-box !important;'><section style='outline: 0px; max-width: 100%; vertical-align: inherit; box-sizing: border-box !important;'><br></section></section><section data-role="outer" label="edit by 135editor" style='outline: 0px; max-width: 100%; caret-color: rgb(34, 34, 34); color: rgb(34, 34, 34); font-family: system-ui, -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; letter-spacing: 0.544px; text-size-adjust: auto; box-sizing: border-box !important;'><section style='outline: 0px; max-width: 100%; line-height: 1.75em; box-sizing: border-box !important;'><span style='outline: 0px; max-width: 100%; font-size: 16px; box-sizing: border-box !important;'>多家银行工作人员对记者表示，若无法满足客户每日交易要求，建议<span style='outline: 0px;max-width: 100%;color: rgb(0, 122, 170);'><strong style='outline: 0px; max-width: 100%; box-sizing: border-box !important;'>带上身份证、银行卡前往线下网点进行柜面的提额处理</strong>。</span></span></section><section style='outline: 0px; max-width: 100%; line-height: 1.75em; box-sizing: border-box !important;'><br></section><section style='outline: 0px; max-width: 100%; line-height: 1.75em; box-sizing: border-box !important;'><span style='outline: 0px; max-width: 100%; font-size: 16px; box-sizing: border-box !important;'>兴业银行客服表示，目前该银行的新开卡额度最低为1000元，<span style='outline: 0px;max-width: 100%;color: rgb(0, 122, 170);'>如果客户有提额需求，可在产生流水记录后，或携带相关证明材料，去银行网点办理<strong style='outline: 0px; max-width: 100%; box-sizing: border-box !important;'>。</strong></span></span></section><section style='outline: 0px; max-width: 100%; line-height: 1.75em; box-sizing: border-box !important;'><br></section><p style='outline: 0px; max-width: 100%; line-height: 1.75em; margin-bottom: 32px; box-sizing: border-box !important;'><span style='outline: 0px; max-width: 100%; font-size: 16px; box-sizing: border-box !important;'>招商银行客服表示，如果持卡人确实出现非柜面交易额度被下调的情况，<span style='outline: 0px; max-width: 100%; color: rgb(0, 122, 170);'>可以优先通过手机银行APP搜索“交易额度”的相关功能，尝试在线调额。</span></span></p></section></section><section style='text-align: right; max-width: 100%; min-height: 1em; line-height: 1.5em; box-sizing: border-box !important;'><span style='text-indent: 0em; max-width: 100%; letter-spacing: 0.544px; box-sizing: border-box !important;'><font size="1" style='' face="微软雅黑" color="#696969">（来源：广州日报、中国经济网、央广网）</font></span></section><section style='text-align: center; max-width: 100%; min-height: 1em; line-height: 1.5em; box-sizing: border-box !important;'><span style='text-indent: 0em; max-width: 100%; letter-spacing: 0.544px; box-sizing: border-box !important;'><img src="https://www.yewn.cn/data/attachment/forum/202302/22/084154zfsff4nfwrvhjfq5.png"></span></section><p style='display: none;'><mp-style-type data-value="3"></mp-style-type></p></div> 花自己的钱还要限额 花自己的钱还要限额 花自己的钱还要限额 适当调整一下~ 自己的钱也不能乱花了 花自己的钱还要限额 自己的钱也不能乱花了 银行卡每天交易限额5000元，新的回应来了 不懂，人家说多少就多少
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