网传“储户存款超过100万元将被永久冻结”，官方辟谣！
<div class="wx_rich_media_content" id="jsWxContainer"><p style='text-align: left;' data-mpa-powered-by="yiban.io"><span style='font-size: 16px; letter-spacing: 1px; font-family: system-ui, -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;'>近日，有网传消息称“储户存款超过100万元将被永久冻结”。</span></p><section style='outline: 0px; font-family: system-ui, -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; letter-spacing: 0.544px; line-height: 1.75em;'><span style='outline: 0px;font-size: 16px;letter-spacing: 1px;'><br style='outline: 0px;'></span></section><section style='outline: 0px; font-family: system-ui, -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; letter-spacing: 0.544px; line-height: 1.75em;'><span style='outline: 0px;font-size: 16px;letter-spacing: 1px;'>22日，“<span style='outline: 0px;'>中国人民银行</span>”微信公众号转发中国互联网联合辟谣平台发布的辟谣信息：</span></section><section style='outline: 0px; font-family: system-ui, -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; letter-spacing: 0.544px; line-height: 1.75em;'><span style='outline: 0px;font-size: 16px;letter-spacing: 1px;'><br style='outline: 0px;'></span></section><section style='outline: 0px; font-family: system-ui, -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; letter-spacing: 0.544px; line-height: 1.75em;'><span style='outline: 0px;font-size: 16px;letter-spacing: 1px;'>经核查，网传“8月开始，银行将永久冻结部分存款账户”<strong style='outline: 0px;'><span style='outline: 0px;color: rgb(0, 122, 170);'>纯属谣言。</span></strong></span><span style='outline: 0px;font-size: 16px;letter-spacing: 1px;'>根据《中华人民共和国中国人民银行法》《中华人民共和国商业银行法》等法律法规，银行必须保护存款人利益。</span><span style='outline: 0px;font-size: 16px;letter-spacing: 1px;'>在实际生活中出现的银行冻结账户情形也需要遵循相应的法律程序，不存在仅凭一纸公告或所谓的内部文件就冻结账户的情况。</span></section><section style='outline: 0px; font-family: system-ui, -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; letter-spacing: 0.544px; line-height: 1.75em;'><span style='outline: 0px;font-size: 16px;letter-spacing: 1px;'><br style='outline: 0px;'></span></section><section style='outline: 0px; font-family: system-ui, -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; letter-spacing: 0.544px; line-height: 1.75em;'><span style='outline: 0px;font-size: 16px;letter-spacing: 1px;'><span class="wxart_image" wx-style='display:inline-block;outline: 0px;letter-spacing: 0.544px;text-align: center;border-style: solid;border-color: rgb(26, 29, 26);border-width: 1px;visibility: visible !important;width: 589px !important;'></span></span></section><section style='outline: 0px; font-family: system-ui, -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; letter-spacing: 0.544px; line-height: 1.75em;'><span style='outline: 0px;font-size: 16px;letter-spacing: 1px;'><br style='outline: 0px;'></span></section><section style='outline: 0px; font-family: system-ui, -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; letter-spacing: 0.544px; line-height: 1.75em;'><span style='outline: 0px;font-size: 16px;letter-spacing: 1px;'>上海辟谣平台检索发现，自今年3月起，网上就出现各种冠以“银行惊人决策”“银行重大改革”等标题的消息，来源均为网民个人或名为“**财经说”“**科技”的自媒体。这些账号发布的内容大致相同，意思是“银行有新决策，将永久冻结部分存款账户”；“生效时间”则不一样，有的比较模糊，也有的说是“8月”“9月”等。</span></section><section style='outline: 0px; font-family: system-ui, -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; letter-spacing: 0.544px; line-height: 1.75em;'><span style='outline: 0px;font-size: 16px;letter-spacing: 1px;'><br style='outline: 0px;'></span></section><section style='outline: 0px; font-family: system-ui, -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; letter-spacing: 0.544px; line-height: 1.75em;'><span style='outline: 0px;font-size: 16px;letter-spacing: 1px;'>不过，不论是中国人民银行还是各商业银行，都没有发布过类似的文件或通知。</span></section><section style='outline: 0px; font-family: system-ui, -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; letter-spacing: 0.544px; line-height: 1.75em;'><br style='outline: 0px;'></section><section style='text-align: center; outline: 0px; font-family: system-ui, -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; letter-spacing: 0.544px; line-height: 1.75em;'><span class="wxart_image" wx-style='display:inline-block;outline: 0px;font-size: var(--articleFontsize);letter-spacing: 0.034em;border-style: solid;border-color: rgb(9, 10, 9);border-width: 1px;max-width: 770px !important;visibility: visible !important;width: 598px !important;'></span><br style='outline: 0px;'></section><section style='outline: 0px; font-family: system-ui, -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; letter-spacing: 0.544px; line-height: 1.75em;'><br style='outline: 0px;'></section><section style='outline: 0px; font-family: system-ui, -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; letter-spacing: 0.544px; line-height: 1.75em;'><span style='outline: 0px;font-size: 16px;letter-spacing: 1px;'>银行界人士和法律界人士更是明确指出，“银行将永久冻结部分存款账户”的说法是“一眼假”，不可能出现类似的政策、文件或内部信息。因为根据《中华人民共和国中国人民银行法》《中华人民共和国商业银行法》等法律法规，银行必须保护存款人利益。商业银行法的第三章即是“对存款人的保护”，首条就明确“商业银行办理个人储蓄存款业务，应当遵循存款自愿、取款自由、存款有息、为存款人保密的原则。对个人储蓄存款，商业银行有权拒绝任何单位或者个人查询、冻结、扣划，但法律另有规定的除外。”</span></section><section style='outline: 0px; font-family: system-ui, -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; letter-spacing: 0.544px; line-height: 1.75em;'><span style='outline: 0px;font-size: 16px;letter-spacing: 1px;'><br style='outline: 0px;'></span></section><section style='outline: 0px; font-family: system-ui, -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; letter-spacing: 0.544px; line-height: 1.75em;'><span style='outline: 0px;font-size: 16px;letter-spacing: 1px;'>业内人士指出，任何一家银行出台文件，都不会违背以上法律法规。至于在实际生活中出现的银行冻结账户情形，都有原因。例如，有的账户涉嫌欺诈、洗钱、走私等非法活动；有的账户主体涉及法律纠纷或司法程序等。但是，不论是冻结原因，还是冻结流程，也都有法律依据。</span></section><section style='text-align: center;'><span style='font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Microsoft YaHei", Arial, sans-serif;font-size: 10px;'>来源：中国人民银行、上海网络辟谣</span></section><section style='text-align: center;'><img src="https://www.yewn.cn/data/attachment/forum/202308/23/100621m0mzq05o7qrt7w2d.png"></section><p style='display: none;'><mp-style-type data-value="3"></mp-style-type></p></div> 这些谣言从哪里来的 禁止谣言传谣 应该严查消息来源 不信谣，不传谣 不信谣不传谣 不信谣不传谣 合理解释资金开展情况 应该严查消息来源 应该严查消息来源
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